Business scam guide
Business invoice fraud
Business invoice fraud compromises email or impersonates vendors to change bank details, send fake invoices, or redirect payments. Confirmation through a known channel is essential.
Risk signal
Invoice switch
Severity
critical
Group
Business
Common identifiers
Add identifiers that can be matched safely across reports, profiles, payments, and evidence without exposing unnecessary private data.
Vendor email
Use the exact vendor email shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Invoice
Use the exact invoice shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Bank account
Use the exact bank account shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Domain
Use the exact domain shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Evidence to preserve
Keep proof in original form where possible. Screenshots help, but transaction IDs, URLs, timestamps, and chat context make moderation stronger.
Email headers
Capture email headers with date, time, sender, URL, or transaction context visible where possible.
Invoice PDF
Capture invoice pdf with date, time, sender, URL, or transaction context visible where possible.
Bank detail change request
Capture bank detail change request with date, time, sender, URL, or transaction context visible where possible.
Payment proof
Capture payment proof with date, time, sender, URL, or transaction context visible where possible.
First response
These steps reduce further loss and keep your report useful for review, banking escalation, platform reporting, and official complaints.
Verify bank changes by phone
Do this early: verify bank changes by phone helps reduce repeat contact, preserve proof, and keep escalation options open.
Freeze transfer quickly
Do this early: freeze transfer quickly helps reduce repeat contact, preserve proof, and keep escalation options open.
Review email compromise
Do this early: review email compromise helps reduce repeat contact, preserve proof, and keep escalation options open.
Urgent money loss
If money was recently transferred, call 1930 first and raise a bank or payment-app dispute. Speed matters for fund-freeze attempts.
Privacy boundary
Do not upload OTPs, passwords, full card numbers, full Aadhaar, private documents, or unrelated intimate media. Use masked, relevant evidence whenever possible.
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