Finance scam guide
Insurance policy fraud
Insurance scams impersonate agents, insurers, or regulators and demand processing fees for bonuses, maturity claims, policy revival, or claim settlement.
Risk signal
Policy claim
Severity
medium
Group
Finance
Common identifiers
Add identifiers that can be matched safely across reports, profiles, payments, and evidence without exposing unnecessary private data.
Agent phone
Use the exact agent phone shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Policy number
Use the exact policy number shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Payment account
Use the exact payment account shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Use the exact email shown by the scammer so CheckKaroo can link repeat signals and avoid weak matches.
Evidence to preserve
Keep proof in original form where possible. Screenshots help, but transaction IDs, URLs, timestamps, and chat context make moderation stronger.
Policy claim message
Capture policy claim message with date, time, sender, URL, or transaction context visible where possible.
Fake letter
Capture fake letter with date, time, sender, URL, or transaction context visible where possible.
Payment proof
Capture payment proof with date, time, sender, URL, or transaction context visible where possible.
Caller details
Capture caller details with date, time, sender, URL, or transaction context visible where possible.
First response
These steps reduce further loss and keep your report useful for review, banking escalation, platform reporting, and official complaints.
Contact insurer official support
Do this early: contact insurer official support helps reduce repeat contact, preserve proof, and keep escalation options open.
Do not pay bonus release fees
Do this early: do not pay bonus release fees helps reduce repeat contact, preserve proof, and keep escalation options open.
Report fake agent
Do this early: report fake agent helps reduce repeat contact, preserve proof, and keep escalation options open.
Urgent money loss
If money was recently transferred, call 1930 first and raise a bank or payment-app dispute. Speed matters for fund-freeze attempts.
Privacy boundary
Do not upload OTPs, passwords, full card numbers, full Aadhaar, private documents, or unrelated intimate media. Use masked, relevant evidence whenever possible.
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